Webinar “Thinking Outside the Coast: The Growth of E&S Homeowners Insurance Inland”


Howden Re’s Brian McKeon was pleased to join a panel of experts to discuss the E&S market for The Insurance Insider’s Insider On Air webinar.

“When you think about the admitted market and the impact that secondary perils have had over the last ten years…. there’s a very stark trend line that builds” said Brian, Managing Director, Howden Re. “Loss trends are materially outpacing rate and with the changes in the reinsurance market, cedants are losing access to a historically efficient and cost effective pool of capital. It puts a lot of pressure on admitted carriers – and the product that they’re offering – to stay relevant. It presents a massive opportunity for the E&S market to offer solutions to these challenging dynamics.”

The panel discussed:

  • Why E&S homeowner insurance underwriters are diversifying their portfolios away from coastal risks
  • How insurers are handling perils including severe convective storms, winter storms, water damage, wildfire Opportunities and challenges from underwriting outside of coastal properties
  • How underwriters can use rate and forms to underwrite those opportunities successfully
  • Underwriting tools including bi-peril rating, insurance scoring, 3rd party data, and
  • How technology can continue to improve underwriting inland and help insurers to manage aggregate exposures

Listen to the full discussion here

For more information about Howden Re’s E&S risk and advisory services, please contact: [email protected]

Key contacts

Send a Message

[gravityform id=”1″ title=”false” description=”false” ajax=”true” tabindex=”49″]