Programs
Howden Re Programs works with our network of carriers to bring compelling program opportunities to the reinsurance market.
Programs Reinsurance Brokers
At Howden Re Programs, we make it our mission to help our clients navigate the intricacies of establishing and running effective reinsurance programs. From connecting MGAs with best-fit carrier partners to finding critical capacity in the global reinsurance market, Howden Re Programs has a competitive edge. We build and maintain prosperous relationships across the industry and focus on superior client service throughout the business lifecycle.
We partner with Howden Re's Bowood on several deals for reinsurance capacity through Lloyd’s syndicates. More information about Bowood and its work with delegated solutions can be found here: Bowood
London & International Partnerships
Our team at Howden Re Programs believes in the massive potential of the reinsurance programs space. We’ve remained at the forefront of innovation in the industry thanks to partners in each of the programs we broker. We’re committed to delivering world-class deals to the market.
Industry Accolades
We are proud winners of The Insurer’s “The Program Manager ‘Broker of the Year’ Award” for 2023 and 2024, showing continued excellence as a key reinsurance broking team in the U.S.
Our value to MGAs
Howden Re Programs provides value to MGAs looking to establish a symbiotic relationship with US-domiciled carriers.
Reviewing and refining value proposition messaging
Analyzing pro-forma for new programs; MGA valuations
Making introductions to potential carrier partners and moderating partnership discussions
Our value to carriers
As part of Howden Re, the Howden Re Programs team leverages the broad base of industry relationships and mature support infrastructure of a leading US reinsurance brokerage firm, all while maintaining the boutique client service element that provides lasting value to our clients’ programs. We help carriers by:
- Prospecting and introducing new program opportunities in a tailored fashion
- Working on behalf of our carrier clients to establish program parameters that mitigate risk while yielding exceptional value
- Leveraging access to global markets, including Lloyd’s of London syndicates, to find the desired capacity for ceded premium
- Masterfully crafting contracts that balance and meet the requirements of the MGA, carrier, and reinsurance markets
- Expertly handling the flow of program premium, calculating and dispersing requisite Federal Excise Taxes (FET), managing ceding commissions across multi-year programs, and much more
Our value to reinsurers
Howden Re Programs works with our network of carriers to bring compelling program opportunities to the reinsurance market. We help MGAs and carriers plan programs with the reinsurance market in mind from the outset. We provide value to our reinsurance partners by:
- Developing exclusive program opportunities that are considerate of the current market environment
- Providing program opportunities that meet our reinsurers appetites regarding time-horizons, structure, and business composition
- Tailoring reinsurance contracts to meet the needs and subjectivities required by markets that participate in our programs
- Working with Third-Party Administrators (TPA) of reinsurers to leverage the strengths within the relationships of the program
- Providing premier, high-touch servicing of bordereaux, premiums, and other international funds transactions
Howden Re Programs was designed to offer a bespoke approach to the unique challenges that MGAs face in today’s marketplace.